{"id":89046,"date":"2026-05-12T08:23:45","date_gmt":"2026-05-12T08:23:45","guid":{"rendered":"https:\/\/transportjournal.com\/2026\/05\/12\/breeze-exige-ajuste-nos-seguros-maritimos\/"},"modified":"2026-05-12T08:23:45","modified_gmt":"2026-05-12T08:23:45","slug":"breeze-exige-ajuste-nos-seguros-maritimos","status":"publish","type":"post","link":"https:\/\/transportjournal.com\/pt-pt\/2026\/05\/12\/breeze-exige-ajuste-nos-seguros-maritimos\/","title":{"rendered":"Breeze exige ajuste nos seguros mar\u00edtimos"},"content":{"rendered":"

Breeze, uma plataforma de seguros de carga integrados, destacou as crescentes lacunas na cobertura de guerra mar\u00edtima, que surgiram devido a perturba\u00e7\u00f5es cont\u00ednuas no Mar Vermelho, no Golfo de Aden e no Golfo P\u00e9rsico. Esses desenvolvimentos representam um desafio para o mercado de seguros, que n\u00e3o pode mais ignorar riscos te\u00f3ricos.<\/p>\n

Patrizia Kern-Ferretti, Chief Insurance Officer da Breeze, enfatiza que o mercado de seguros mar\u00edtimos demonstrou certa resili\u00eancia, mas n\u00e3o est\u00e1 otimamente preparado para as exig\u00eancias atuais. \u201cAs condi\u00e7\u00f5es de guerra no seguro mar\u00edtimo frequentemente evolu\u00edram ap\u00f3s crises, e o mercado agora tem a oportunidade de abordar as incertezas de hoje antes que elas se tornem disputas no futuro\u201d, explica Kern-Ferretti.<\/p>\n

Um problema central \u00e9 que os compradores de seguros de carga s\u00e3o atendidos de forma inferior em v\u00e1rios aspectos em compara\u00e7\u00e3o com os clientes que contratam seguros de navios. Enquanto a cobertura de guerra para navios pode ser cancelada com um aviso de sete dias assim que as mercadorias est\u00e3o em tr\u00e2nsito, a cobertura de guerra de carga n\u00e3o pode ser cancelada. Embora essa regulamenta\u00e7\u00e3o ofere\u00e7a uma prote\u00e7\u00e3o cr\u00edtica para os propriet\u00e1rios de carga, tamb\u00e9m possui suas limita\u00e7\u00f5es. Por exemplo, a cobertura de guerra de carga pode expirar durante a descarga ou dentro de 15 dias ap\u00f3s a chegada ao porto. Al\u00e9m disso, as formula\u00e7\u00f5es padr\u00e3o frequentemente excluem a frustra\u00e7\u00e3o da viagem, e n\u00e3o h\u00e1 um equivalente direto \u00e0 cl\u00e1usula de deten\u00e7\u00e3o para navios, o que deixa os propriet\u00e1rios de carga em uma situa\u00e7\u00e3o incerta.<\/p>\n

A Breeze alerta que essas lacunas est\u00e3o se tornando cada vez mais significativas, \u00e0 medida que conflitos levam \u00e0 evita\u00e7\u00e3o de rotas, bloqueios e atrasos no transporte, transformando quest\u00f5es t\u00e9cnicas de seguros em quest\u00f5es pr\u00e1ticas de risco para transportadoras, prestadores de servi\u00e7os log\u00edsticos e remetentes. \u201cIsso n\u00e3o \u00e9 motivo para alarme, mas precisamos de mais clareza, um melhor design de produtos e uma linguagem de ap\u00f3lice que reflita o atual ambiente de risco\u201d, acrescenta Kern-Ferretti.<\/p>\n

A empresa pede uma discuss\u00e3o mais ampla sobre a cobertura de guerra de carga e uma inova\u00e7\u00e3o no setor de seguros que torne a prote\u00e7\u00e3o mais compreens\u00edvel, acess\u00edvel e aplic\u00e1vel para rotas comerciais expostas. Kern-Ferretti v\u00ea uma oportunidade para o mercado modernizar a cobertura de guerra de carga antes que perturba\u00e7\u00f5es cont\u00ednuas coloquem \u00e0 prova a linguagem das ap\u00f3lices por meio de disputas.<\/p>\n

Assim, a Breeze defende uma adapta\u00e7\u00e3o das condi\u00e7\u00f5es de seguro para enfrentar os desafios atuais no setor mar\u00edtimo.<\/p>\n

 <\/p>\n

www.breezeai.com<\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Breeze exige uma moderniza\u00e7\u00e3o da cobertura de guerra de carga para melhor atender aos desafios atuais no setor mar\u00edtimo e minimizar riscos.<\/p>\n","protected":false},"author":12,"featured_media":89041,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1625,1617,1624,1619],"tags":[47789,47790,47791,47792,17059,47793,47794,47795,7270,47796,47797,47798,47799,47800,47801,25954,47802,1970,47803,47804,2125,47805,47806,47807,47808,47809,47810,2133,1831,47811,20502,47812,5060,25959,25960,47813,47814,2148,47815,47816,47817,5062,47818,47819,5064,4183,47820,47821,47822,4187,2155,47823,1837,47824,47825,47826,47827,47828],"class_list":["post-89046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-africa","category-expedicao-e-logistica","category-medio-oriente","category-navegacao-e-portos","tag-adjust-insurance-terms","tag-ajuster-les-conditions-dassurance","tag-assurance-fret-integree","tag-assurance-guerre","tag-assurance-maritime","tag-challenges-in-the-maritime-sector-francais-assurance-fret","tag-conception-de-produits-en-assurance","tag-couverture-de-guerre-fret","tag-defis-dans-le-secteur-maritime","tag-deutsch-frachtversicherung","tag-disputes-in-insurance","tag-frachtkriegsdeckung","tag-freight-war-coverage","tag-golf-von-aden","tag-golfe-daden","tag-golfe-persique","tag-gulf-of-aden","tag-handelsrouten","tag-herausforderungen-im-maritimen-sektor-english-freight-insurance","tag-incertitudes-dans-le-commerce","tag-industrie-du-transport","tag-insurance-market","tag-integrated-freight-insurance","tag-integrierte-frachtversicherungen","tag-kriegsversicherung","tag-langage-des-polices","tag-litiges-en-assurance","tag-logistics-service-providers","tag-logistikdienstleister","tag-marche-de-lassurance","tag-marine-insurance","tag-maritime-versicherung","tag-mer-rouge","tag-persian-gulf","tag-persischer-golf","tag-policensprache","tag-policy-language","tag-prestataires-de-services-logistiques","tag-product-design-in-insurance","tag-produktgestaltung-in-der-versicherung","tag-questions-techniques-dassurance","tag-red-sea","tag-risiken-im-transport","tag-risques-de-transport","tag-rotes-meer","tag-routes-commerciales","tag-streitigkeiten-im-versicherungsbereich","tag-technical-insurance-issues","tag-technische-versicherungsfragen","tag-trade-routes","tag-transport-industry","tag-transport-risks","tag-transportwirtschaft","tag-uncertainties-in-trade","tag-unsicherheiten-im-handel","tag-versicherungsbedingungen-anpassen","tag-versicherungsmarkt","tag-war-insurance"],"acf":[],"yoast_head":"\nBreeze 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